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Plus, when your home is paid off, that was your largest expense. Now it's extra money in your pocket. and an asset towards turning you into a Baby Steps millionaire. Get started on the American dream of home ownership today at churchillmortgage.com. That's churchillmortgage.com.

You guys, I get it. Inflation is hitting hard right now. Milk, bread, meat, the price of everything has gone up. So you can complain or you can do something about it, like shop somewhere. Stuff costs less. I'm talking about Aldi, the newest sponsor of The Ramsey Show. Aldi gives you a no-nonsense approach to shopping and prices that won't bust your budget. Listen to this.

You guys, I get it. Inflation is hitting hard right now. Milk, bread, meat, the price of everything has gone up. So you can complain or you can do something about it, like shop somewhere. Stuff costs less. I'm talking about Aldi, the newest sponsor of The Ramsey Show. Aldi gives you a no-nonsense approach to shopping and prices that won't bust your budget. Listen to this.

You guys, I get it. Inflation is hitting hard right now. Milk, bread, meat, the price of everything has gone up. So you can complain or you can do something about it, like shop somewhere. Stuff costs less. I'm talking about Aldi, the newest sponsor of The Ramsey Show. Aldi gives you a no-nonsense approach to shopping and prices that won't bust your budget. Listen to this.

Aldi shoppers can save up to 36% on a typical shopping trip, which adds up to about $4,000 a year for a family of four. So stop overpaying for groceries and start shopping smarter at Aldi, where you'll save with the lowest prices of any national grocery store. Find a store near you today at Aldi.us. That's Aldi.us.

Aldi shoppers can save up to 36% on a typical shopping trip, which adds up to about $4,000 a year for a family of four. So stop overpaying for groceries and start shopping smarter at Aldi, where you'll save with the lowest prices of any national grocery store. Find a store near you today at Aldi.us. That's Aldi.us.

Aldi shoppers can save up to 36% on a typical shopping trip, which adds up to about $4,000 a year for a family of four. So stop overpaying for groceries and start shopping smarter at Aldi, where you'll save with the lowest prices of any national grocery store. Find a store near you today at Aldi.us. That's Aldi.us.

As an investor and a person of faith, when your mutual funds and ETFs put your money into the dark side, you might feel a disturbance. Well, good news. Timothy Plan offers investments for people who want to be intentional about where their money goes.

As an investor and a person of faith, when your mutual funds and ETFs put your money into the dark side, you might feel a disturbance. Well, good news. Timothy Plan offers investments for people who want to be intentional about where their money goes.

As an investor and a person of faith, when your mutual funds and ETFs put your money into the dark side, you might feel a disturbance. Well, good news. Timothy Plan offers investments for people who want to be intentional about where their money goes.

As a pioneering force in biblically responsible investing, Timothy Plan entered the investment space to offer clean alternatives to secular funds that invest in stuff you'd never willingly expose your family to. And for more than 30 years, Timothy Plan has offered mutual funds and ETFs that won't contradict your values or sabotage your faith.

As a pioneering force in biblically responsible investing, Timothy Plan entered the investment space to offer clean alternatives to secular funds that invest in stuff you'd never willingly expose your family to. And for more than 30 years, Timothy Plan has offered mutual funds and ETFs that won't contradict your values or sabotage your faith.

As a pioneering force in biblically responsible investing, Timothy Plan entered the investment space to offer clean alternatives to secular funds that invest in stuff you'd never willingly expose your family to. And for more than 30 years, Timothy Plan has offered mutual funds and ETFs that won't contradict your values or sabotage your faith.

So if you're serious about investing with a clear conscience, Timothy Plan could be just what you're searching for. Contact your financial advisor today to see if Timothy Plan is right for you or visit timothyplan.com for more information. Investing includes risk, including possible loss of principle.

So if you're serious about investing with a clear conscience, Timothy Plan could be just what you're searching for. Contact your financial advisor today to see if Timothy Plan is right for you or visit timothyplan.com for more information. Investing includes risk, including possible loss of principle.

So if you're serious about investing with a clear conscience, Timothy Plan could be just what you're searching for. Contact your financial advisor today to see if Timothy Plan is right for you or visit timothyplan.com for more information. Investing includes risk, including possible loss of principle.

Before investing, carefully consider a fund's investment objective, risks, charges, and expenses contained in the prospectus available at timothyplan.com. Read carefully before investing. Mutual funds distributed by Timothy Partners LTD and ETFs distributed by Foresight Fund Services LLC.

Before investing, carefully consider a fund's investment objective, risks, charges, and expenses contained in the prospectus available at timothyplan.com. Read carefully before investing. Mutual funds distributed by Timothy Partners LTD and ETFs distributed by Foresight Fund Services LLC.

Before investing, carefully consider a fund's investment objective, risks, charges, and expenses contained in the prospectus available at timothyplan.com. Read carefully before investing. Mutual funds distributed by Timothy Partners LTD and ETFs distributed by Foresight Fund Services LLC.

Hey, folks, how would winning $5,000 in cash change your life? This month, we're giving $5,000 to one grand prize winner, and we're giving away a $500 prize every week in May. It takes less than 15 seconds to enter, no purchase is necessary, and you can enter daily to increase your chances of winning. Enter the Ramsey Cash Giveaway until May 31st at ramseysolutions.com slash giveaway.