Alex Lintner

Yeah, and that's the objective.

You need the same data for that.

And both sides need to see it because the data is the objective truth.

And then the consumer can make a decision and the lender can make a decision if you're talking about financial services in particular, which your example did.

It's a core element.

I think you're overemphasizing the financial information.

Financial services is one of the sectors, like I said earlier, we have a lot of other information that is useful, that has nothing to do with sort of the core lending information that we have, the history of people's lending behaviors.

And the other information is just as useful.

So if you look at the automotive industry,

Vertical, for example, we have an equivalent to most people know Carfax.

We have something called AutoCheck.

It has vehicle history, ownership history, maintenance and repair history, accident history.

So there is a lot of other information that is actually relevant for these decisions.

It's not only the financial information that we have about people.

And by the way, when people say financial information, often it's interpreted as

We have account numbers, et cetera.

So we do need account numbers to match the accounts to people, but it never goes out.

And it's double encrypted, so super protected.

We don't use any of that information for any of the services that we provide, except for the pinning so that we can match it to a person.

That sounds like fun.