Menu
Sign In Search Podcasts Charts People & Topics Add Podcast API Blog Pricing

Alex Lintner

๐Ÿ‘ค Speaker
616 total appearances

Appearances Over Time

Podcast Appearances

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Just had my third grandchild, and she's two weeks old, so that's actually very, very current.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

I love holding her, and now I know what to do while I do that.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

It's a giant responsibility and we take it very serious.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

You know, there are a couple of aspects to that.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Our business is based on consumer trust.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Once the consumer starts losing trust, the brand goes nowhere.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Investors start losing faith and everything goes down the drain.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

So, you know, if we don't do that part of our business well, there is all the other stuff that I could talk about and maybe we talk about in a little while.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

It goes away.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

You talk about it as a database, you know.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Nilay, the way I would talk about it is I would talk about that our largest businesses are on modern cloud-native and AI-enabled platforms.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

And these platforms then let us securely ingest massive amounts of data, like you're saying, in real time.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

and then apply advanced analytics and machine learning while we keep privacy, consent, and security at the center.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

That's how I think about it.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

So the database as a function sort of has morphed into data lakes, and then now I would refer to it as a platform.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

Most of the data, what we do when we hold with the data is, you know, I start with the last part that I talked about.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

So keeping privacy, consent and security at the center.

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

What you really need to think about is how do you do that?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

And how do you do that better than anybody else?

Decoder with Nilay Patel
Experian's tech chief defends credit scores: 'We're not Palantir'

And how do you do that in light of the fact that the bad actors know everything that you just said?