Alex Lintner

Boost is an expression of that.

Let's help the consumer get it right.

Let's help the consumer fix their score if the score is wrong.

It's not OK if the score is wrong, because it makes life really difficult.

And therefore, we have provided the mechanism to do that.

By the way, for that, you need a real-time bureau.

We're the only real-time bureau in the world.

Nobody else is real-time.

Your delay is 30 days.

So if they had a functionality like that, our competition,

You put in the information, 30 days later, you get your score updated.

It's useless.

We built it real time.

You put your data in, it changes right then.

And you can go back in the door, not that people still go to the branches, but back in the door, talk to the lending office and say, hey, take a look at my score.

It's not what it was 10 minutes ago.

That's the first dollar we should spend.

If we don't do that well, we don't have a reason for existing because a bad actor will go in.

Just to say it for a second,

I've been here 10 years.