Alicia (Caller)
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Podcast Appearances
And you have a question there that says, do you have life insurance?
Yes, I have life insurance.
But when you ask cash value or term, mine is I have a level term life policy.
Do I keep that?
Level term because it does have a cash value.
That's what they're calling it, level term life insurance.
And it has a cash value?
Horace Mann.
Don't keep it.
In 20 years, I can turn around and give them the cash value back.
It's $100,000, and I pay $84,000 a month.
Okay.
Okay.
That's what I wanted to know.
Yeah, yeah, it is good.
It's interesting.
But I've been wondering about this policy for a while, what your thoughts would be on it.
Right, and at the end of the 20 years, the payout drops.
Hey, how are you doing this afternoon?