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Alicia (Caller)

👤 Speaker
160 total appearances
Voice ID

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Voice samples: 5
Confidence: High

Appearances Over Time

Podcast Appearances

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Okay, I have a question.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

I just did the five-minute coverage checkup for the Confidence in Your Coverage program,

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

And you have a question there that says, do you have life insurance?

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Yes, I have life insurance.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

But when you ask cash value or term, mine is I have a level term life policy.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Do I keep that?

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Level term because it does have a cash value.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

That's what they're calling it, level term life insurance.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

And it has a cash value?

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Horace Mann.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Don't keep it.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

In 20 years, I can turn around and give them the cash value back.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

It's $100,000, and I pay $84,000 a month.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Okay.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Okay.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

That's what I wanted to know.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Yeah, yeah, it is good.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

It's interesting.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

But I've been wondering about this policy for a while, what your thoughts would be on it.

The Ramsey Show
“Get Pissed Off for Greatness!” (Hour 1)

Right, and at the end of the 20 years, the payout drops.

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