Amy Poching

And they weren't quite on track to where they wanted to be for retirement and when they wanted to retire.

They wanted to retire a little early.

So it was good to go through the process and go, okay, well, based on what you're doing, this is how you're going to look in retirement.

And, you know, you're going to be okay.

You'll have this level of income when you hit 65.

Yeah.

What can we do to bring this forward?

So we looked at doing an investment property for them.

And what that did is that instead of them paying off their mortgage over...

Eight years.

It meant that because they were going to be tipping money into holding an investment property, they were going to be paying the mortgage off in nine years.

So it's going to be an extra year of them to pay down their mortgage.

But then they've got this...

other investment, hopefully accumulating capital growth over the long term, that they could sell at some point in the future to go into their retirement fund.

And what that meant is that we could look at a plan where when they hit...

50, they were down to working four days a week.

Then when they were 55, they were down to working three days a week.

And then when they were 60, they were able to retire with 100K passive income.

All right.

And these are two teachers.