Andrew (CEO of Creators Inc.)

So they said, what are my choices?

I go, you've got two pretty simple choices.

Put it in something called fixed income, a high yield savings account.

You can take it from your bank account and put it in the money market.

You get four and a half percent a year.

So you get 45 grand on every million dollars or 4,500 on every hundred grand a year, risk-free.

Or you will make twice to three times that in the S&P 500.

But in the long run, any, you know, six month year window, it's not guaranteed to be a straight line up.

But in the long run, it will outperform money markets.

Yeah.

Yeah.

So I feel like you can become a really sophisticated investor.

But I mean, for the sake of this conversation, you really can't outperform the S&P in the long run, especially when you factor in like paying taxes properly.

It's very hard.

Yeah.

I'm sure you've seen that.

Yeah.

I forget what Buffett's 90-10 rule is, but it's basically like 90% of your assets should be in like the SPY and then like 10% fixed income or something.

And his whole thesis behind it when he lays it out over like the long-term when you factor in taxes is like, it's just undefeated.

And, you know, it's it's a little interesting, right?