Andrew Nicholl

No, if you think the Ed one is not about whether or not you want a capital gains tax or otherwise, you sneaky.

The thing that Ed and I were already complaining that we were up at 9 a.m.

recording on a Saturday morning.

What were you good at at school?

So you're a practical guy.

You leave school.

What do you do next?

And so were you living at home at that stage?

I'm guessing you wouldn't have much in the way of expenses.

Was that quite daunting going from paying $80 a week board to now having a potential mortgage that you're responsible for solely on your own?

Okay.

And so walk us through what the numbers actually look like in terms of what you're going to pay, what deposit you're going to have, and then what your repayments were, if you can remember.

And do you still own that property today?

And I actually just put that into a market mover on our website just to see kind of what the market did in that time.

And I just picked June being the middle of the year, 2015, property worth 192, says could be worth 511 today.

So you've pretty much followed the market.

You're a little bit under that, but obviously this is just using averages.

But if you think about that, you've had like 150% growth in quite a short period of time, like just over 10 years.

Okay.

And that's interesting because that's probably the opposite of what a lot of people do because your new property is potentially your owner-occupier.