Andrew Nicholl

speaker
9,332 appearances 120 recordings 1 series first heard Apr 2026 last heard 2d ago

Andrew Nicholl’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months
29 · Jul OctJan 26AprJulnow

Recordings per month over the last 12 months — 120 in all, peaking in Jul 2026 with 29.

Appearances

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So let's just make up um just let's say an entry level property, let's say a Hamilton townhouse or something like that.
Okay.
And what would the numbers look like on that?
Um uh let's say it was a three bedroom townhouse, um uh a and you might spend um
of seven hundred and twenty thousand dollars, three bedroom with a garage, and you just want something um that you're gonna borrow a hundred percent on, um, some money against your house and some money against the rental property.
And let's say it goes up by five percent a year and you're not gonna
in ten years time, so when he's 63, he drops down to um uh three days a week, which would be sixty percent of his normal income.
Okay.
And what about what about Sharon?
Sharon's doing three days a week at the moment, but she liked to drop down to two.
Sharon still likes to have her uh her ladies' lunches once a week, so she doesn't want Dean to be around for that.
Yeah, and I think um because uh one of the major things that this does is gives you that flexibility to hold on to properties and see continued growth past the re the age that you stop working, your time and age, um, rather than sell everything all at once and or reduce your spend over time, it has much a much of a more meaningful impact on on how much how long
um there's one particular case because I've been trialing out this as we've been um working through the process of developing this.
And um some of my clients, some of my favorite clients, um, came to see me and they they only engaged with us
Maybe five years ago.
And these guys, um, they're they're older, they're closer to retirement.
Um, like like quite close.
Um, they didn't own their own home.
So they're rent investors.
They bought their first property in Christchurch.
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