Andrew

I think they had an owner-occupied property paid off, which is awesome, and a couple of rental properties.

Yes, I would use another bank for your next property.

If you put split banking into Opus's search function, you'll find a whole bunch of content on that.

Okay, two more questions.

So, Aaron, I'll just answer yours, which is better, Christchurch or Auckland?

Now, just because, again, I'm investing in Auckland right now, everyone's going to be different, and this is where it becomes personalised financial advice.

I can't give you an answer to that without actually understanding your situation.

So...

There are many reasons why you might invest in one of those areas or the other, or somewhere completely different.

So I'm into Auckland right now because I want as much growth as possible and I don't mind a top-up.

But if you were restricted by cash flow,

You might invest in Wellington at the moment, which is not an area that I'd recommend for people looking for growth in the short term.

But I would say that because I'd want to make sure that, okay, we know we've got some high growth properties.

So it really does depend on your situation.

That's where you have to talk to a financial advisor to get appropriate advice.

And someone asked a question, Cheryl asked, why do Opus focus on new builds?

There's so many reasons.

It's not the right solution for everyone.

If you want to get a good understanding of it, go and put that in the chat, sorry, in the Opus chat box, because it will give you the answer that we would give you.

And it will give you articles to help you either figure out, is it right for you or is it not?