Anish Acharya

Okay.

And you might say, well, that's actually a lot of people.

And you might say, well, that's actually a lot of people.

And you know what?

And you know what?

There are parts of the market like fintech where the LTVs are so high that perhaps 60 million is sufficient.

There are parts of the market like fintech where the LTVs are so high that perhaps 60 million is sufficient.

But for most mass market products, it's just not sufficient.

But for most mass market products, it's just not sufficient.

And if you end up starting focused on the domestic market, it's often hard to actually move on to a bigger market.

And if you end up starting focused on the domestic market, it's often hard to actually move on to a bigger market.

So there are all of these reasons that it's just, it's not that it can't be done.

So there are all of these reasons that it's just, it's not that it can't be done.

And there are incredible counterexamples like 11.

And there are incredible counterexamples like 11.

But I do think that is just that much easier in SF.

But I do think that is just that much easier in SF.

And that's why that's where I focus.

And that's why that's where I focus.

I mean, $3 to $5 billion is an extraordinary outcome.