Anna Helhoski

Foreign investors can get more for their money outside U.S. markets. If you invest, you may want to diversify your portfolio to include other international assets.

Foreign investors can get more for their money outside U.S. markets. If you invest, you may want to diversify your portfolio to include other international assets.

Foreign investors can get more for their money outside U.S. markets. If you invest, you may want to diversify your portfolio to include other international assets.

Well, an ADU is an amazing goal to have. That's definitely a fun extra and that's really helpful context. So since I am a mortgages nerd, is it okay if I ask you a couple of questions about the mortgage?

Well, an ADU is an amazing goal to have. That's definitely a fun extra and that's really helpful context. So since I am a mortgages nerd, is it okay if I ask you a couple of questions about the mortgage?

Well, an ADU is an amazing goal to have. That's definitely a fun extra and that's really helpful context. So since I am a mortgages nerd, is it okay if I ask you a couple of questions about the mortgage?

One is, do you know what kind of home loan you have? I do not. Do you want me to go ask my husband really quick? Oh my goodness. No, no, no. You do not need to do that. If you don't know, it is most likely that you have a conventional loan. That's just basically a normal mortgage.

One is, do you know what kind of home loan you have? I do not. Do you want me to go ask my husband really quick? Oh my goodness. No, no, no. You do not need to do that. If you don't know, it is most likely that you have a conventional loan. That's just basically a normal mortgage.

One is, do you know what kind of home loan you have? I do not. Do you want me to go ask my husband really quick? Oh my goodness. No, no, no. You do not need to do that. If you don't know, it is most likely that you have a conventional loan. That's just basically a normal mortgage.

Okay. So basically conventional loan. And since you bought the home just two years ago, do you remember how much of a down payment you made in terms of a percentage of the purchase price?

Okay. So basically conventional loan. And since you bought the home just two years ago, do you remember how much of a down payment you made in terms of a percentage of the purchase price?

Okay. So basically conventional loan. And since you bought the home just two years ago, do you remember how much of a down payment you made in terms of a percentage of the purchase price?

That makes sense. So in terms of equity, our best guess based on what you said is that You have not a ton of equity, but given that you've described that you are in California, you've got this amazing location, this and that. Clearly, if you bought a home in the past couple of years, you're very aware that the real estate market there is...

That makes sense. So in terms of equity, our best guess based on what you said is that You have not a ton of equity, but given that you've described that you are in California, you've got this amazing location, this and that. Clearly, if you bought a home in the past couple of years, you're very aware that the real estate market there is...

That makes sense. So in terms of equity, our best guess based on what you said is that You have not a ton of equity, but given that you've described that you are in California, you've got this amazing location, this and that. Clearly, if you bought a home in the past couple of years, you're very aware that the real estate market there is...

They're very much alive, very vibrant, very much a seller's market. Prices, home values have been going up. So it is possible that if you got the home appraised now, that it's going to appraise for higher than what you bought it for. Also because you did the renovations on it, right? Bringing it up to date. And simply if home values have appreciated in your area.

They're very much alive, very vibrant, very much a seller's market. Prices, home values have been going up. So it is possible that if you got the home appraised now, that it's going to appraise for higher than what you bought it for. Also because you did the renovations on it, right? Bringing it up to date. And simply if home values have appreciated in your area.

They're very much alive, very vibrant, very much a seller's market. Prices, home values have been going up. So it is possible that if you got the home appraised now, that it's going to appraise for higher than what you bought it for. Also because you did the renovations on it, right? Bringing it up to date. And simply if home values have appreciated in your area.

So you might have more equity than you initially might seem to have. And that kind of leads into... the obvious question of, okay, so we have all these amazing home renovation goals. How are you thinking about funding them?

So you might have more equity than you initially might seem to have. And that kind of leads into... the obvious question of, okay, so we have all these amazing home renovation goals. How are you thinking about funding them?