Bailey

The banks are going to do everything they can to fight that.

Not because they don't want you to have your crypto.

They don't really care about the crypto.

They care once you're starting to financially benefit, meaning connection to Fiat as a result of the cryptocurrency such that it removes the incentive of leaving it in the banks.

You're like, well, why can't the bank step up and increase the rates?

The reason that the rates are fluctuating for deposits.

And I remember I dealt with a bank years ago.

Oh, Marcus, Marcus.com.

And they offer, I think it was a 5% at the time, the savings account, 5% of the time.

And then it was like, okay, well, it's going to be 3% now.

There was like, well, it's going to be 1.5.

Okay.

Well then now there's no reason to use you versus any other bank out there.

You just, you just remove the only motivating reason to use this account.

The reason that these fluctuate so rapidly has to do with how many assets, how much assets, right?

Do they have ready-made assets for what they want to do?

Are they hurting for assets?

How much investors do they have if they're doing securities?

Is there buy-in on the security side?

There's all sorts of factors that then drive what are we trying to offer in order to incentivize people to do it.