Ben

So my question for you today is, how can I move through this bankruptcy that I'm currently going through and not feel like a total failure and gain back some self-respect and my dignity?

I lost my career about three years ago.

I tried like hell to find another job in that area.

I was in tech and I applied to probably over 500 jobs out of state and state.

whatever I could do.

And I could just never actually get to that, that next job.

I would have some interviews, um, nothing really moved forward.

I tried all the odd end jobs I could do.

Um, credit card bills, um, started stacking up as I had to, uh,

start putting monthly expenses on those.

I was using my car for ride shares, so I needed my car.

Just stupid decisions that led to debt piling on debt, and it just got unmanageable, and it finally came to a head late last fall, and I decided at the beginning of this year to

just throw in the towel.

I was, I was, uh, just fighting.

Uh, it was around 80,000 with everything in.

Okay.

So I'm doing a chapter 13 bankruptcy and, uh,

My lawyer was telling me that we would be setting up a three-year payment plan based off of my income.

So after three years, whatever's left on the debt would get erased.

Yeah, I like to think so.