Ben Lowley

Not on that end of it, but...

In other aspects of all this mess, we should be playing a good role.

So walk me through that, right?

So right now, you know, our solution helps banks find qualified nonprofits in all their markets, you know, right away, instantly.

And it gives them consistent documentation to provide to their examiners about those nonprofits to show that what they're doing is CRA qualified.

It means that it meets one of the requirements of the Community Reinvestment Act.

It kind of lays out specific types of activities that banks can support to get credit during their exams.

So, for instance, the activity would need to support low, lower income individuals.

You know, it's a wide range of things.

It could be affordable housing, financial literacy.

So it kind of spells out what will qualify.

And so we found that only about 5% of nonprofits qualify.

I should step back a little bit.

Banks have to partner with nonprofits generally in order to find activities to support.

I kind of lost my train of thought there.

Right.

Okay, yeah.

And what I was getting at was that only about 5% of nonprofits are doing...

the types of activities that the CRA lays out, the Community Investment Act spells out.

So we've gone and we analyze all the nonprofit data using public data sources.