Brad Parker

Right.

So I would have to choose.

Do I want to represent companies or do I want to be the company?

And then if I put my own financing product into my SaaS product, now I'm competing with all of the 60 lenders that I have in the platform.

So for me, it just feels like a conflict of interest.

Um, could be wrong.

That's fair.

I mean, it can be, but you know,

It's financing is a challenging business, right?

So you've got a lot of people who default.

Everybody's not going to pay you, right?

So you have to know which bucket of people to approve.

What are the merchant rates you're going to charge the retailer in order to execute and get that done?

Then you have to have a whole ecosystem of collections.

I mean, it's just a whole other business, you know?

And it's, I really like working with retailers and helping retailers drive success.

If I was in the finance business, now I'm working with consumers.

I'm working with the end product.

And I did that for 20 years in retail and loved it.

And it was great, you know, but-