Brett Adcock

They're putting in ballistic chalkboards, all kinds of stuff in the schools.

There's a lot of cash there.

The schools also spend a decent amount per student.

And I think we get the cost down a reasonable amount per student that both public and private schools can afford.

But we could have already had our systems beta testing in some schools by now if we didn't pivot a year ago.

We spent the last year trying to like 90% decrease the bill of materials, like the cost.

Wow.

It's just like that's needed to go big and make this really work well.

A lot of people don't realize how much outdated banking is costing them.

Monthly fees, overdraft charges, and minimum balances that punish you for not having enough.

That's how traditional banks have worked for years.

Chime is built differently.

It's fee-free, mobile-first banking designed for everyday people, not just the 1%.

Looking at what Chime offers, I think about how much easier it would have made things earlier in my life.

With Chime, you can get paid up to two days early with direct deposit and use MyPay to access up to $500 of your own paycheck when you need it, without the usual penalties.

And the new Chime Card is a standout.

It lets you build credit history using your own money while earning 1.5% cash back on eligible purchases when you have qualifying direct deposits.

No annual fees, no interest, no gimmicks.

Add in a savings APY that's seven times higher than traditional banks and 24-7 customer support from real people.

And switching to Chime is a clear upgrade.