Brian Armstrong

Our democracy needs to figure this out.

It's not our main focus.

Well, you're right that there are emerging markets where people have the least access to financial services.

And so they have kind of the biggest pain point.

And we are seeing a lot of adoption.

I think by some metrics, places like India and Turkey and Nigeria are actually per capita some of the biggest adopters of crypto.

But it doesn't mean it's not going to be used in the United States.

I mean, we started in the US.

It's still the vast majority of our revenue.

there's something like 52 million Americans who've actually used crypto at this point.

So it's a massive, massive user base.

I guess what we're seeing now is that people are using Coinbase as more like their primary financial account.

There's kind of the younger generation who are growing up

And they want to be able to deposit their paycheck, trade crypto, but they also want to trade stocks.

They want to trade prediction markets.

They want to trade commodities.

They want to send money instantly anywhere in the world and maybe get a loan.

And they can just get access to better financial services through an app like Coinbase.

And so that's what we're trying to build.

We call it the everything exchange where it's like literally every asset class tradable on one platform.