Brian Armstrong

So it's just, this is a way to update financial services and that's very much a US phenomenon as well.

I think everyone is at this point.

I mean, at least they're trying, right?

And so that's all we ask.

I mean, we want to stay on the forefront of these tools.

You know, we do have about 50% of our code being written by AI now, but of course with human review and strong security controls.

And then it's answering about 60% of our customer support tickets, I believe.

We're using it to automate some back office functions like compliance.

But I actually think maybe the most interesting thing, because AI and crypto, I think, are the two most important technology trends happening in the world right now.

And a lot of people don't realize they're actually quite complimentary, because AI agents increasingly need to go get work done in the world, which includes making payments.

And in the traditional financial system, to get a credit card or bank account or something, all the rules and regs are built around identifying a human being who is linked to that underlying account or card.

And in this new world, AI agents need their own wallets to go and make payments.

And so we believe that stable coins and crypto wallets are going to be the default payment mechanism.

of AI agents and we've actually built some really cool tools that people have now started to integrate.

So eventually I think AI agents are gonna make more transactions every day than humans.

Yeah, we've launched a prototype of an app or a feature, beta feature, I should say, called Coinbase Advisor.

And it does help people do these kinds of services that are typically available only to high net worth clients, right?

You can say, you know, tax loss harvesting and rebalance my portfolio and notify me if the market goes down and there's some good opportunities.

And so we do have an AI agent service that people can use for that now.

Yeah, well, so it's part of our everything exchange vision.