Brian Armstrong

And they're probably going to want they're asking a lot of financial questions to those LLMs.

But the LLMs don't have context about what's in their financial account, their portfolio, and they don't have the ability to make changes in there or make trades, for instance, send payments.

So the first thing that's going to happen, I think, is people are just going to use LLMs to connect to their Coinbase account, which we now have the ability for people to do that using an MCP API and a command line interface if people want to use that.

So that's step one is just connect your LLMs to your Coinbase account so you can control it through there.

And it has all of the context on your account.

And then step two is,

A lot of people are gonna wanna just have something like this right inside the Coinbase account.

So this is where we created something called Coinbase Advisor.

Then it can kind of help you with things like rebalance my portfolio, tax loss harvesting.

It can prompt you with things and say, hey, you could earn a better rate on this money if you put it in this DeFi protocol instead of whatever you're doing with it now, just holding it in cash.

And so that's the step two is like just right inside the Coinbase app, there should be an agentic driven interface.

And then the third part is kind of what you're referencing here, which is I don't want to just use AI to control my own existing Brian's financial account.

Every AI agent is going to have its own financial account, right?

And it has to be able to sign up for that without going through a traditional process of like KYC, know your customer.

An AI agent doesn't have a piece of paper issued by the government with your photo on it or something.

How are they going to go sign up for these accounts?

And so that's where we created...

You know, with our base protocol, we have like a self-custodial wallet that any AI agent can sign up for instantly with no KYC.

And they can have their own self-custodial wallet.

And that's what they're using to then transact right now in these agentic payments that are starting to scale up.