Brian Boyd

I like to do a paid up edition rider on mine.

So I'm never going to hit that neck level.

I'm constantly just going to be stacking cash.

And then that leads into self-banking.

So once you stack cash into these policies, you can... Which I do this, by the way.

I do it too.

I borrow against the policy.

I'll go buy a house.

I'll refinance that house, pay myself back.

And I don't have to deal with, you know, the, the problems of having to go to a bank to get pre-approved or anything, because once you borrow your own money and you're paying yourself back, you buy the property, you refinance out of it a little bit later and,

and maybe you're doing a DSCR loan or something along those lines, you're off to the races.

It changes the game completely.

You're no longer having to scrimp and save because you have almost like a forced savings account that's growing year over year.

You can use it while you're here.

And upon your death, it's tax free to the recipient.

Yep.

And a lot of people don't understand that.

And, you know, that is so very important.

So let's just use easy numbers.

Let's say you have a million dollar policy.