Brian Orlando

And looking at what I could be earning in the market and just simplifying so much compared to having this property on the side was just so frustrating.

And I see it too, just across the board, rising cost of living.

Renting really is not a bad choice for a lot of people.

I did a rent versus buy on my condo unit, actually.

It's like, okay, if I did move from here, maybe I'd hold it and rent it out.

But I was looking at the numbers and it

really just does not make sense with the property, the property tax and everything like that.

The cost of maintenance and everything.

Like there's, there's so much cost.

And I just look at home costs too in general.

It really does make it challenging to save.

I'm so grateful we have the first home savings account and things like that.

Or you can pull from the RRSP to fund a home.

But again, it becomes a tougher proposition to retire long-term by not saving and investing and pulling that money and putting in a home and...

You know, I'm not calling again for any market crash or anything like that, but it's just, when I look at the cost of home ownership and then the cost of value increase over time, again, it's not necessarily a terrible investment or anything, but it really does make it challenging to retire.

And even in situations where I look at people who have rentals and they're asking, you know, mathematically, if I just took that equity and invested it, I would do better off.

It's just hard because you can't just sell that home and liquid.

The asset's not liquid.

And then there's all these costs to sell.

So a lot of the time it's like, okay, it actually is beneficial for you to keep it, but...