Brian Orlando
π€ SpeakerAppearances Over Time
Podcast Appearances
It's one of those things where it's just not a liquid outset.
And again, I think just diversifying, it's like not putting all of your eggs in one basket.
And if you can do both, it's like, okay, great.
And you're going to do that long-term.
I think it's nice again, like with RSP or TFSAs, why not both?
You know, if you're going to do home ownership, try not to get in over your head as far as what you're purchasing.
I see that a lot too.
Home prices are insane.
I get it.
And people want to have like a certain standard.
But if you are buying a home, there are sacrifices to even just even downsizing or going a little bit below.
It is.
It's amazing.
There's a triple benefit.
You get the tax advantage going in, you get a tax shelter, and you get a tax advantage coming out.
I mean, truly, if you could use it for things other than a home, it would win outright compared to everything.
Yeah, I think just looking at the research, especially, well, and then if you can get disability coverage or whatever through an employer, always, always look for that for sure.
Just because during your earning years, you really do want to make sure you're covered if, God forbid, anything happens.
But when I look at, you know, there's simple buy term, invest the difference type analysis you can do.
And just, again, investing in low cost, broad index ETF funds, again, using your shelters.