Brian Orlando

For me, term covers you for your life, especially if you have kids and things like that.

It is nice to get covered.

Whole life, it can make sense in very specific situations for sure.

If someone, you know, has someone with a disability in their life, very high earner and basically the highest tax bracket.

Sometimes in a corporation, it can make sense.

Again, I'm not trying to tell people exactly what to do.

They can...

No, but I agree.

Yeah, totally.

I think it is one of those things where it's worth looking at an expert for just who's independent.

I mean, I did it for a gentleman recently who had just trusted me and he's like, can you just help me look at this?

Well, it was a whole verse term and the difference was insane for the analysis as far as term versus a whole life for them.

There's an incredible incentive for people to sell whole life insurance.

The commissions range sometimes 50 to 100% of the premiums.

And, you know, just the incentives are a little bit misaligned, I find, of the industry in general.

And I think there are a lot of great insurance people out there.

I see them in my comments.

I've posted on insurance and there's a few of them like, they're like, I totally agree with this and thank you for commenting.

I'm like, this is a great person you want to probably reach out to when you're looking at life insurance because...

I hope they are.