Buck Sexton

If you're ever on a college campus,

The reason why they're trying to give you away a sweatshirt to get you to sign up is because they know what the long-term value of this is going to create for them because the numbers are the numbers, a little bit like a casino.

Once they get you signed up, they know that you're going to be worth a decent amount to them going forward.

Now, I said it.

I don't know that Trump has the ability to do it.

What I will say is this in conjunction with Trump last week talking about trying to limit the number of homes that people could buy, meaning big companies buying up all the homes.

This is Trump pivoting because I think his team has recognized that the 2026 election is going to be decided on affordability.

And people are angry over how much prices went up during Joe Biden.

And so sometimes you put out policies that are populist in nature that don't necessarily have a chance of happening just to show people that you're listening to them and hearing their complaints.

It's a break the glass emergency card if you need money.

And they will screw you on your credit rating, which is ultimately probably the number one most valuable financial asset that most of us have.

And a lot of times you have like parking ticket on there or you've got a cancellation fee on there that they're tanking you with.

Yeah, I mean, everybody has experienced that where it is completely unfair and they're trying to take advantage of you.

So that's the Trump gambit as I see it.

I would also point out we're basically making a policy decision on what we're allowing the credit card companies to set their rates at.

We're saying like you couldn't have a 75% interest rates on a credit card, right?

We wouldn't allow it.

So to some extent,

It is just a policy choice because I'm sure credit card companies would take a 75 percent interest rate if they could write yearly APR.

They would take it as high as they possibly can.