Bonus: Daily Review with Clay and Buck with Ted Cruz

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Verdict with Ted Cruz 1h 2m 6 speakers 8 chapters transcribed

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What are the implications of dropping core inflation to 2.6%?

Unknown 0:00

This is an iHeart podcast. Guaranteed human.

Clay Travis 0:04

Welcome back in to Clay and Buck. Trump right now is in Michigan. He's going to be giving a speech in Detroit, Motor City. That's right, right? It's Motor City. Yeah, it is. Yeah. My wife's hometown. She's up there right now. I wish I could speak to it with tremendous fondness, but I have never been to Detroit, Clay. So I should probably go check that place out. Never been in the city of Detroit before. So I'm going to go see.

How could capping credit card interest rates impact low-income Americans?

Clay Travis 0:33

I might bust out my rhymes.

Buck Sexton 0:34

Maybe better to put on the target list, especially in the summer. But I've spent a lot of time in Detroit. It's a better city than I think it gets credit for. This is like what I said about Chicago.

Clay Travis 0:44

Carrie and I, my first ever time in Chicago, I went in May and it was 75 degrees and crystal clear skies. And everything was fantastic. And I'm like, I think I did it. Like, I don't know. I don't need to go back to Chicago in January now. I had perfect Chicago in May. So maybe I'll go to Detroit this summer. But Trump is there right now. And he's hoping to get the American people. And obviously his administration is very much focused on the economy.

What role does financial literacy play in consumer protection?

Clay Travis 1:14

And there are some challenges going into this. Of course, there's always going to be economic challenges. No one's ever going to be. This is one thing I just want to say, Clay. No one's ever going to wake up and be like, you know what's perfect? The American economy. I mean, you can be grateful for the fact that America does have the best, most dynamic wealth generation machinery for any nation state, for any political entity in the history of the world. I'm like, we should remember that. But there's always going to be things that... You want to change that aren't working right. There's always going to be problems. OK, that's why we have a government that has to handle these things. They don't do a good job, but at least theoretically, that's what they're supposed to be doing.

Clay Travis 1:51

I think Trump is, though, doing on the economy a good job. I think he knows that it's absolutely critical for the American people and also for the upcoming midterms, because his agenda becomes, let's just say, a lot harder to implement than

How does the Trump administration's economic agenda address affordability?

Clay Travis 2:07

If they lose control of the House of Representatives, they will impeach Trump a third. I don't even think you and I can have a bet on this one, right? You agree they're going to impeach Trump a third time if they win the House, right? You agree with that?

Buck Sexton 2:20

100% they're going to impeach him. I always wish they would just do it and not even tell us why. Be like, we're just impeaching him because he's so awful. Just get it over with. I just feel like the whole concept of impeachment, if you don't have any pathway to 67 votes, which I don't think by and large there will be in any of the lives of any of the people listening right now, then all of it's just a big sham and a big sideshow. It's theater. The first two words. Yeah, it's just non-impactful.

Clay Travis 2:52

It's like a vote of censure or something. It's sending Trump... It's the congressional majority sending Trump a strongly worded letter that he will not care about one bit. But anyway, I think that on the economy, we all know that...

What are the key arguments in the Supreme Court case on transgender athletes?

Clay Travis 3:06

affordability is a big challenge. And there's some polling out there that says that he's at a rough spot right now with the economy. Now, essentially, you look at what the things are that he could do. You and I haven't discussed this yet. Capping credit card interest rates at 10%. I'm... I'm of a few minds on this, I would say. And I want to hear what you... Clay and I haven't... Sometimes we're texting our ideas back and forth about things. So I'm just going in on this cold. On the one hand, I think credit card companies have had far too much lobbying power. They've had Joe Biden doing their bidding in Delaware, for example, for longer than I've been alive. The fact that they can charge a 30%... Oh...

Clay Travis 3:56

All right, well, we're going to have to put a little pin in our credit card discussion. We're going to come back to it. All right, Clay, can we make a promise we'll come back to it?

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Chapters

8 chapters

1 What are the implications of dropping core inflation to 2.6%? 0:00–0:33 2 How could capping credit card interest rates impact low-income Americans? 0:33–1:14 3 What role does financial literacy play in consumer protection? 1:14–2:07 4 How does the Trump administration's economic agenda address affordability? 2:07–3:06 5 What are the key arguments in the Supreme Court case on transgender athletes? 3:06–4:01 6 How does Jennifer Sey view the impact of gender identity on women's sports? 4:01–4:58 7 What strategies are being discussed to support protests in Iran? 4:58–5:51 8 How can technology assist in modern resistance movements? 5:51–1:02:55

Speakers

6 identified

Clay Travis 23 min Buck Sexton 19 min Senator Ted Cruz 9 min Jennifer Sey 6 min Unknown 1 min Katja Brown-Jackson 1 min

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Topics in this episode

Donald Trump 7 Elon Musk 1 Apple 2 iHeartRadio 2 Joe Biden 2 Tucker Carlson 2 Starlink 1 Detroit 4 Ted Cruz 3 IRGC 1 Mike Waltz 1 Ayatollah Khomeini 1

Source

Recorded13 Jan 2026

Publisheromnycontent.com ↗

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Show notes

Meet my friends, Clay Travis and Buck Sexton! If you love Verdict, the Clay Travis and Buck Sexton Show might also be in your audio wheelhouse. Politics, news analysis, and some pop culture and comedy thrown in too. Here’s a sample episode recapping four takeaways. Give the guys a listen and then follow and subscribe wherever you get your podcasts. TX Sen. Ted Cruz Joins the Show! Clay highlights encouraging data showing core inflation dropping to 2.6%, its lowest level since March 2021. The hosts explain why this trend signals progress toward the Federal Reserve’s 2% target and could lead to lower interest rates in 2026. They also discuss affordability challenges and debate proposals like capping credit card interest rates at 10%, with Senator Ted Cruz joining the show to warn about unintended consequences that could hurt low-income Americans by restricting access to credit. The hour concludes with a deep dive into Iran’s escalating protests against the Ayatollah’s regime, featuring an extended interview with Texas Senator Ted Cruz. Cruz calls the uprising a potential “Berlin Wall moment,” predicting the Islamic theocracy could collapse within weeks following its humiliating defeat in the recent 12-day war with Israel. He praises President Trump’s strong stance in support of Iranian freedom and outlines strategies ranging from cyber operations to limited kinetic strikes against regime forces, while stressing the importance of keeping the revolution authentically Iranian. Cruz also reveals that Elon Musk has activated Starlink over Iran to help protesters bypass government censorship, underscoring the role of technology in modern resistance movements. Buck's Crazy Credit Card Story From cultural flashpoints, the discussion moves to economic policy and affordability, spotlighting Trump’s proposal to cap credit card interest rates at 10% for one year. Clay questions whether a president can legally impose such a cap, while Buck recalls predatory practices like shifting due dates and punitive APR hikes that previously triggered regulatory crackdowns. Senator Ted Cruz warns that such caps could backfire by restricting credit access for high-risk borrowers, pushing them toward payday lenders or worse. Listener calls enrich the debate: one caller warns that temporary caps could encourage larger balances only to reset at 20% later, echoing pitfalls of adjustable-rate mortgages; another shares a teachable moment with her grandson about compound interest and minimum payments, underscoring the need for financial literacy in schools. Clay contextualizes Trump’s move as part of a broader populist strategy to address affordability concerns heading into the 2026 midterms, alongside proposals to curb institutional home purchases. Financial Literacy Isn't Taught at School The hour opens with a candid discussion on financial literacy and mortgage realities, as Clay explains how most homeowners misunderstand amortization tables. For the first decade of a 30-year mortgage, nearly all payments go toward interest rather than principal, leaving many Americans unaware of how little equity they build early on. The hosts argue that schools fail to teach essential financial skills—such as understanding compound interest, credit card debt, and mortgage structures—leaving consumers vulnerable to predatory practices. This ties into their broader critique of systemic financial inequities and the need for transparency in lending. The conversation then shifts to Trump’s economic agenda, highlighted by his speech at the Detroit Economic Club. Clay and Buck analyze Trump’s populist proposals, including a one-year cap on credit card interest rates at 10% and restrictions on institutional investors buying single-family homes. They debate the feasibility and impact of these measures, noting that while Trump’s plan may face legal hurdles, it resonates politically by addressing affordability concerns. Buck shares personal anecdotes about credit card companies’ predatory tactics, reinforcing why Trump’s stance on consumer protection is striking a chord with voters. The hosts also explore how housing shortages are exacerbated by illegal immigration and corporate ownership of residential properties, driving up prices and squeezing middle-class families. SCOTUS Trans Athlete Arguments From economics, the hour pivots to a landmark Supreme Court case on transgender athletes in women’s sports, featuring an interview with Jennifer Sey, founder of XX-XY Athletics and former Levi’s executive. Sey, who spoke at a rally on the steps of the Supreme Court alongside Riley Gaines, calls the case a fight for reality and fairness, arguing that Title IX was designed to protect female athletes based on biological sex—not gender identity. She warns that allowing males to compete in women’s sports undermines decades of progress and discourages girls from participating. Sey predicts that even if the Court rules 6–3 in favor of states like West Virginia and Idaho, progressive states will double down on policies permitting biological males in female sports, framing the issue as a cultural battle that must be fought beyond the courtroom. Clay and Buck echo her concerns, blasting terms like “cisgender” and “trans girls” as linguistic fictions that normalize gender ideology at the expense of women’s rights. Make sure you never miss a second of the show by subscribing to the Clay Travis & Buck Sexton show podcast wherever you get your podcasts! ihr.fm/3InlkL8 For the latest updates from Clay and Buck: https://www.clayandbuck.com/ Connect with Clay Travis and Buck Sexton on Social Media: X - https://x.com/clayandbuck FB - https://www.facebook.com/ClayandBuck/ IG - https://www.instagram.com/clayandbuck/ YouTube - https://www.youtube.com/c/clayandbuck Rumble - https://rumble.com/c/ClayandBuck TikTok - https://www.tiktok.com/@clayandbuck YouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.

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