Calandra

Thank you for having me.

I have a question about baby step number one. And I kind of want you to give me a bit of a critique on if you think I'm real serious about this or not.

Okay, so I am halfway through baby step number one, working on saving that $1,000. And unfortunately, in my city, well, really in all of Shreveport, Bossier, and some of the architects, our power was out. And so I had to throw away my whole fridge, basically, and refill it. And it set me back a bit. But that's neither really here nor there. The electricity's back on. Great.

But it's like every time I start to save my money, something like this happens to me. And I'm not really complaining about it. I'm a little frustrated. But I am starting to wonder if maybe I just am not making enough money to What do you make? Right now, I'm making $2,000 a month. I live really, really cheap. I don't have a lot of expenses, but I do have a ton of debt.

I am making, like I said, $2,000 a month. I pay $650 a month for my rent, a couple hundred dollars a month, like $237 a month for my car, plus another $100 for my insurance, $100 for my phone. You know, things like that. How old are you? I'm about 26.

I work at a bank. Full time? Mm-hmm.

I'm just a teller at the bank.

Yeah, I'm not like one of those loan specialists or anything like that. I just got this job like two months ago.

Well, not two months ago, like in February.

The day that I started, yep. I'm back in college. I'm going for my associates in business, and then I will get a better paying job, and then I will continue on with my bachelor's in business. How are you paying for the associates? Actually, my job is paying for it. Great, great, great, great.

Before that, I was a full-time artist, painter, and muralist. I was teaching a part-time job, teaching art to children.

No, you actually took that job because, uh, I took that job because back in the day I was in school for graphic design and and I was paying for everything out of pocket. I'm the first person in my family to go to college, and when I reached out to get support for not only my family but for my counselors as well, I didn't really get a lot of good support.

I didn't get very much feedback, and I was doing everything on my own. I think you're amazing.