Caleb Hammer
๐ค SpeakerAppearances Over Time
Podcast Appearances
$100 pet insurance.
How much for pet food?
I think pet food is about... About $30.
And litter as well.
Anything else that needs to be in this budget?
This lovely little budget before... Spotify.
I gave you $40 of subscriptions.
You decide where that goes.
Yeah, yeah, yeah.
You have an extra... Let's just be conservative and say $1,750 off on a monthly basis.
So that's if you're actually combined.
Because independently, it'll just get messy and you'll never know how much you have left over.
Just save up a couple month emergency fund.
That takes literally a couple months.
And then start negotiating these debts.
Say, hey, I have this much to settle.
Actually, or just pay them.
Most of them are small.