Cameron Gleeson

Spend time doing that rather than worrying about logging into your app or something like that.

Throwing out nappies and worrying about childcare and things like that.

So that's really the premise I'm coming at here.

Yep.

Now 34, you know, ideally you've got, you know, a very long lead time of salary so I can afford to take more risk with my capital, risk of a drawdown.

If I'm putting $1,000 to work every month, the $50,000 I have invested in the market is relatively small versus the value of those future cash flows.

So that's really good.

You talked a bit about cost pressures and so, you know, we'll think about how that might play out but I'm going to suggest

this investor, this hypothetical investor, of course, this is not personal advice, is going to invest in an all-growth portfolio.

What do I mean by that?

All equities.

Now, you could invest in a single ETF.

We have one called DHHF, which is a great solution just for one ETF.

But if I want to sort of dial down to the individual building blocks and provide the most efficient exposure, so DHHF is the lowest cost diversified ETF.

It's 19 basis points.

But if I'm prepared to buy three ETFs, I can actually lower the cost and get more efficient exposure.

A200 is your top 200 Australian shares.

So four basis points.

Incredibly low.

That's right.