3 ETFs for your whole portfolio? Cameron’s picks for your 30s and 50s
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What is the main topic discussed in this episode?
Property investors often talk about using debt to build wealth. In the share market, that's called gearing. With the BetaShares WealthBuilder range, investors can access moderate gearing into shares, and with the newly launched GG-BL, That means exposure to a diversified portfolio of around 1,300 global companies excluding Australia, all with no loan applications, credit checks, or margin calls. Gearing magnifies both gains and losses, so it's only suitable for investors with a very high tolerance for risk. You can learn more about the WealthBuilder range of ETFs at the BetaShares website. And don't forget to read the PDS and TMD to decide if it's right for you. BetaShares Capital Limited is the issuer.
This podcast is proudly brought to you by Perla, the official brokerage platform of Rask. With Perla, you can effortlessly automate your money, whether you're investing in ETFs or shares from Australia or the US stock market. Whether you're a grandparent or setting up a kid's account or your own account, you can do all of that with full automation on Perla.com. If you want to learn more, head to Perla.com slash Rask. And of course, before you invest in anything, be sure to read the legal documents like the PDS and FSG. Thanks for watching this Rask podcast. This episode is brought to you by Stripe, helping your business be ready for whatever comes next. And the next shift in how people buy is already happening.
Agended Commerce lets customers discover and purchase directly inside an AI conversation. No checkout, no friction. 86% of the Forbes AI50 built on Stripe. The businesses positioning themselves now are the ones who will lead this channel. Whatever comes next for your business, power it with Stripe. Learn more at stripe.com. Imagine you can only pick three ETFs, three exchange traded funds, three investments for your entire portfolio. That is exactly the rule that I've given to Cameron Gleeson from BetaShares ETFs. He's going to come in today. He's going to tell us what three ETFs he would pick and why, but to add a layer of kind of complexity and to make it a bit more fun, we've got two kind of customer avatars.
If these people have walked in off the street and said, hey, give me a three ETF portfolio, and he's got one for a 30-something-year-old and one for a 50-something-year-old, well, a couple, And we're going to dive into what goes into those portfolios. How does he think about it? All of the constraints. Can he get passive income for the 50-somethings? Should he be focused on growth for the 30-somethings? All that and more in this episode of the Australian Finance Podcast. Welcome to the Australian Finance Podcast by Rask. Together, we will improve your relationship with money, discover the world of investing, save more money, and design the life you want. Please don't forget to subscribe to the show on Apple, Spotify, YouTube, or wherever you get your podcasts because we share at least two wonderful episodes every week.
You should know that our favorite episodes drop on a Monday and a Friday with bonuses on Wednesdays. Finally, to hear more from us and get show notes and all those other wonderful things like free courses, head to rask.com.au to find us online. Cameron, welcome to the show, mate. Oh, and great to be here. Now, I've given you a bit of a challenge. challenge is you have two kind of avatars two groups we've got a 54 year old pre-retiree couple and we've got a 34 year old couple with young kids i'm going to set the scene for everyone listening and watching with the older couple one third of their money is outside of the superannuation environment so they've saved in super but they're realizing maybe we should have some money outside of super right that's the kind of broad constraints
with a 34-year-old couple. They've got young kids, as a lot of people would at 34. They've got a $50,000 portfolio already, and they save about $1,000 per month. Let's be honest, cost of living, fuel, childcare, reduced hours at work, it's real life. Okay, so we've got these two portfolios, and then overarching, you can only pick three, and only three ETFs for these two groups, all right?
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Chapters
5 chapters
1
What is the main topic discussed in this episode?
0:00–8:16
2
What are the challenges of building a diversified ETF portfolio?
8:16–23:22
3
What common mistakes do investors make with ETFs?
23:22–26:40
4
How do age and financial goals affect ETF selection?
26:40–27:20
5
How can a 54-year-old couple structure their ETF portfolio for income?
27:20–41:04
Speakers
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Sounds like good money advice... But is it?