Canna Campbell

You know, if there's a storm that comes through, whether it be a fire, rain or wind, the house might be a little bit damaged, but because you've got emergency money, the damage isn't too bad and it's quickly and easily fixable and allows you to get back on your feet and living in the house of your dreams as you were previously.

Yeah.

That took years and years of building up.

Exactly.

And, you know, I mean, that would have been like eight years probably of building that money up and then having to go back and start all over again.

Yeah.

You know, and even I'm still, I am still in the process of rebuilding our emergency money, you know, after having to start all over again.

But the thing is, at least there's something there and it's slowly and it sits in our offset account.

So it helps, it is actually working with us and that it helps save interest off the home loan.

But

And as it slowly builds, you do feel a lot more comfortable and safe and secure.

And also, you've got to take into consideration the consequence, the financial consequence of not having emergency money.

So, for example, Tom and I are both self-employed, and Tom is actually an equine physio, so he's around horses.

His job is very, very physical.

If a horse can suddenly snap and jump and he gets injured, that could potentially mean that we lose our house.

So there are serious financial consequences, and that's, again, why emergency money is needed.

Right.

And also, it's not about finding a job.

It's about finding the right job for you, where you actually will enjoy the work.

You're being compensated fairly.