Canna Campbell

But if I was to show you, well, you're going to work because you're going to be able to retire at age, you know, 60 on $80,000 a year and you'd be able to take a family on a holiday every year.

Like, suddenly going to work is not so hard and painful and, you know.

And people think about numbers initially, but what they really want deep down when you can safely explore the goals and the why and what it means and the money story often where it came from is people want connection and they want freedom and they want to feel that they can contribute.

Yes.

And this is where the power of financial literacy comes in because you can actually show people, well, hang on.

Yes, that goal is a great goal to have, but you're also missing three quarters of the other picture here.

And how those other important elements of your financial game plan and your goals actually all sort of

kind of interdependent upon each other to help get you to where you want to be to actually achieve all the values behind those goals.

So, you know, sitting down with a financial planner and, you know, I always say to people when you're going to see a financial planner, spend time really thinking about what's important to you and what your goals are because that financial planner can then tell you whether you're

got the wrong goals you've got unrealistic expectations or you need to include other things in those goals and a classic example of this is where people are so focused on paying off the home loan yeah that they can and that they have been told that's what you're supposed to do and that's what genuinely believe and yes that is technically correct but they're also missing out on the importance of super the importance of diversification outside of the family home the importance of emergency money like so yes i definitely would have come across that plenty of times

Yes.

So, and I think also social media has a big element here where, you know, it's what looks like the, you know, you're living well, you know, you're ticking all the boxes, you've got, you know, the car, the outfit, the home, but then really what's going on behind the scenes.

Mm.

Are you really doing well?

Do you actually, from a financial literacy point of view, actually know that you are making good progress?

Not to be the richest person, but to actually know that we are actually making progress, we're actually being intelligent and we have a respectful sense of balance in our lives with the goals that we're working on.

Because we come here with nothing and we leave with nothing, we have to have a respectful sense of balance and that we're honouring all the different pillars in our lives.

So yes, there is a big difference between what looks like you're living well and actually genuinely living well.

And I think having that progress, which is not always linear and perfect, particularly right now, you know, sometimes the progress and process is actually just staying afloat.

But then knowing when to change gears and tweak and change the journey and direction as things shift and change.