Carla Freedy

I am.

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So invoice pay is transforming the massive and mostly manual effort that goes into paying suppliers for businesses.

So today it's kind of hard to understand because as a consumer, you can pay anybody with your cell phone.

But in the business environment, the world is still mostly paper-based.

And so enterprises are paying their suppliers by writing a paper check.

So what we're doing is transforming that into a paperless world where suppliers, regardless of where they're located, can securely and electronically get paid, regardless of their size or their technology.

Yeah, I think that's a good analogy, and that is we're bringing the simplicity of consumer payments into the business world.

So we are both SaaS-based and transaction-based.

So we supply software for our customers to use, and we also get paid on a per-transaction basis.

I think in the future, it will be more of the SaaS-based model that will become more meaningful.

So as we expand and invest in our platform, the solution grows, and I think that'll be a more meaningful revenue stream in the future.

That's right.

So we launched InvoicePay back in 2009, and there are three of us that are founders.

There's another woman who knows a lot about payments and has been in the payment space for years before InvoicePay.

There's myself, and I come from kind of a marketing slash finance background.

And then there's just a brilliant guy who's a technology person.

focused guy and the three of us started Invoice Pay in 2009.

And I think it's really important, right?

When people are founders, it's really important to