Carlo Cisco

Yeah, it's about a third right now.

Okay.

Yeah.

It's, it's good for like a consumer facing product.

Yeah.

For a credit card, it would be high, but it's also not currently a credit card.

And that's obviously one of the many, many, many reasons to make that transition.

We've had multiple of the top five issuers want to buy the company.

And why hold out?

We think that we can provide a credit card on our own in conjunction with one of those companies that allows us to become a much, much, much larger company to the extent that our current revenue is rather miscellaneous.

So you can do it in a different way, actually.

So you can have a bank sort of handle all the bank stuff, handle all the risk, handle underwriting, all of that.

You can actually get revenue, additional revenue in addition to the membership fee we have today for people that sign up as well as their total spend.

So when you have leverage and a network like we do, you can build a pretty attractive situation.

And then, of course, the other thing that's come up a lot with the larger banks is obviously wanting to license portions of the program, that kind of thing.

And we're open to ideas like that.

There are certainly several discussions around that right

So walk me through your team today.

How many people?

So we have nine, uh, full-time and then like a few like part-time and contractors.