Carlos
Appearances
The Deck
Carole Clement (Ace of Hearts, Florida)
I was at the beach when Virginia came over with two police officers. I think they were like detectives or something. I was at the pier in Naples. That's when they find out. And Regina, of course, was crying. And I was like, what are you talking about, you know? And I guess we drove by the house and we stopped at Wilma's.
The Deck
Carole Clement (Ace of Hearts, Florida)
I don't remember all the details, but I remember we went to the police station a couple of times. I mean, several times. I don't remember how many times. But we were like back and forth. And, you know, police came all the time. And that was just, the first week was like, everything was about that, you know?
The Deck
Carole Clement (Ace of Hearts, Florida)
We were more like scared or afraid and we were like thinking, okay, they're going to kill us too or something, you know? That was our feeling as a family. But remember, I got my concealed weapon license and I bought a little .38 revolver and I literally had the gun with me. You know what I'm saying? Thinking somebody's going to jump on me and kill me or my wife or my kids. That was my thoughts.
The Deck
Carole Clement (Ace of Hearts, Florida)
It's like being manipulated. You know what I'm saying? When they tell you something over and over and over and over, you're like, oh. So at one point, I guess you say yes or whatever.
The Deck
Carole Clement (Ace of Hearts, Florida)
Maybe they had to leave or maybe something's coming up. So I always, like right now, I'm trying to do whatever I can and whatever I can remember to give my side of a story, you know? But when I went there and then they create this scene, of saying, oh, we, this is what we think happened. Virginia did this and the Times and blah, blah, blah, what she was like.
The Deck
Carole Clement (Ace of Hearts, Florida)
And then honestly, the way they presented to me, they brainwash you. And I think, well, I guess that's a possibility, but that's not the truth. That's not true. I tell Virginia, if you want to go and see them, I don't know if she did or not, but I told them, I told her, you know, they show me the picture so they can say, you don't want to see those pictures. To me, I can imagine
The Deck
Carole Clement (Ace of Hearts, Florida)
Spooked by Carlos' experience, Virginia opted not to come back to take the second polygraph herself.
The Ramsey Show
Never Rationalize Debt!
Pretty good here. So I'm actually in a little bit of a situation here. I'm trying to see what the best course of action would be to make the best decision possible. So I'm currently... I have a car payment right now. It's a truck payment. I got it. I kind of did the baby steps a little bit out of order with my fiance. We got a house, built up the emergency fund, and now we have that car payment.
The Ramsey Show
Never Rationalize Debt!
But my biggest issue here is my work. I currently am a plumber full-time. I like doing it, everything like that, but it's not really my passion. So I kind of wanted to see if I should... Turn back the car in to, like, trade it back in, get rid of that debt, and let's finally, we're over debt. Baby step two.
The Ramsey Show
Never Rationalize Debt!
Or if we should look for another job, I keep the car, but I might be taking a little bit of a pay cut.
The Ramsey Show
Never Rationalize Debt!
Actually, piece rate, that's the big thing. So anything I do or everything I do is what I get paid for the day. And it makes pretty good. I think overall in the year I make about $80,000.
The Ramsey Show
Never Rationalize Debt!
So if I were to get rid of it right now, it's worth around $25,000 and I will $30,000. It's a truck. And the reason I actually got it was for the plumbing side jobs and everything like that because I have a company work truck. So you don't need this car? No. I don't need it right now.
The Ramsey Show
Never Rationalize Debt!
If I sold it private party, maybe I'll get like $28,000, $29,000.
The Ramsey Show
Never Rationalize Debt!
Yeah, that was my other question. Should I completely just go super intense, pay this off? I mean, I'm pretty sure within like two months I can get this.
The Ramsey Show
Never Rationalize Debt!
In the last 90 days, it varies, but it could be up to another five to... It pretty much covers the car payment each month. I got to say like $700.
The Ramsey Show
Never Rationalize Debt!
That's not like I'm too sure about cause I'm also a realtor. I have my real estate license and I do it every year and they're part time and maybe close about like three deals a year. So I'm not too much, but at the same time, like I've always been more into like learning about finance and all that type of thing. So maybe like a banker or even helping people out like with their finances.
The Ramsey Show
Never Rationalize Debt!
I'm not like the most educated person when it comes to that, but that's something I've always wanted to do. So it sounds like to me... But I'm not too sure if that's the path to take.