Carol Roth

speaker

1,228 appearances 14 recordings 2 series first heard Mar 2025 last heard 3 Sep

Carol Roth’s voice in public audio — every appearance, attributed to the second.

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recordings per month · last 12 months

Recordings per month over the last 12 months — 12 in all, peaking in Aug 2026 with 3.

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They're doing no underwriting.

Every other debt in the world is underwritten.

You know, how much can you pay?

How much do you make?

What's the assets that underlie this?

There's no underwriting.

There's no, are you studying feminism?

Are you studying STEM?

How much are you going to make when you get out?

There's no process.

And in doing that, it means that there's all this money available for colleges to continue.

To charge whatever it is that they want and not deliver return on investment to their students.

I mean, you have very averagely ranked schools that cost multiple hundreds of thousands of dollars to get a four-year degree.

I'm sorry most people aren't getting a return on that.

So the way that we fix this is we get the government out of student lending.

We make it go back to an underwriting process.

And on top of that, you require colleges to be on the hook for at least a portion of it.

If you're going to sell that you need to come to our school so that you can get a better job, that needs to prove out.

Otherwise, you're on the hook for part of it.

And I make it eligible for the bankruptcy process, just like other personal debts.

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