Catherine

I might come down for breakfast.

I might come down for breakfast.

Hi, thanks for taking my call.

Hi, thanks for taking my call.

Hi, thanks for taking my call.

So we live in a single income household. I'm a stay-at-home mom. I do have side hustles. But basically we've been in a like rinse, wash, repeat cycle our entire marriage for five years where we are debt free. We are able to save a few hundred dollars every single month. And we're trying to save for a down payment on a house.

So we live in a single income household. I'm a stay-at-home mom. I do have side hustles. But basically we've been in a like rinse, wash, repeat cycle our entire marriage for five years where we are debt free. We are able to save a few hundred dollars every single month. And we're trying to save for a down payment on a house.

So we live in a single income household. I'm a stay-at-home mom. I do have side hustles. But basically we've been in a like rinse, wash, repeat cycle our entire marriage for five years where we are debt free. We are able to save a few hundred dollars every single month. And we're trying to save for a down payment on a house.

Um, but pretty much what happens is we either get hit with, like we had my daughter two years ago, so we had a big medical bill or we had to buy a new car. Um, you know, new to us car, but it's like that savings gets depleted and it basically takes us, you know, a couple years to save up, you know, double digit money and then we have to spend it on something big.

Um, but pretty much what happens is we either get hit with, like we had my daughter two years ago, so we had a big medical bill or we had to buy a new car. Um, you know, new to us car, but it's like that savings gets depleted and it basically takes us, you know, a couple years to save up, you know, double digit money and then we have to spend it on something big.

Um, but pretty much what happens is we either get hit with, like we had my daughter two years ago, so we had a big medical bill or we had to buy a new car. Um, you know, new to us car, but it's like that savings gets depleted and it basically takes us, you know, a couple years to save up, you know, double digit money and then we have to spend it on something big.

Um, so I just see that happening again in the next couple of years. Like we have our cars. But when I look at saving for a down payment, I think it's going to take at least five to seven years, maybe longer. And I'm looking at our cars and I'm like, well, we're going to need to buy a car.

Um, so I just see that happening again in the next couple of years. Like we have our cars. But when I look at saving for a down payment, I think it's going to take at least five to seven years, maybe longer. And I'm looking at our cars and I'm like, well, we're going to need to buy a car.

Um, so I just see that happening again in the next couple of years. Like we have our cars. But when I look at saving for a down payment, I think it's going to take at least five to seven years, maybe longer. And I'm looking at our cars and I'm like, well, we're going to need to buy a car.

Yeah, he's working overtime. I have side hustles. How much are you guys making a year, Catherine? About $65,000.

Yeah, he's working overtime. I have side hustles. How much are you guys making a year, Catherine? About $65,000.

Yeah, he's working overtime. I have side hustles. How much are you guys making a year, Catherine? About $65,000.

Yeah. So let me ask this too. So in like the baby step list, it says to... Sorry, Catherine, you're good.

Yeah. So let me ask this too. So in like the baby step list, it says to... Sorry, Catherine, you're good.

Yeah. So let me ask this too. So in like the baby step list, it says to... Sorry, Catherine, you're good.