Chris Walsh

It's all going well.

But this is stressful.

And why do you want all this debt?

Look, I am very anti-debt.

It drags you backwards.

It drags you backwards.

I mean, there's cheap debt and everyone loves cheap money when you can lock in for five years and at a low, low interest rate.

It's like, yes, I timed it.

You know you didn't.

You were just there at the right time.

You got lucky.

You got lucky.

but um i'm gonna have to make a comment around some of these cards that do the whole no interest payments i won't name them but everyone knows them sorry no interest and no repayments for say three years two years and i think those things i've read financial statements of around those companies is like

They make so much money off the interest because they rely on people.

Oh, you bought this lovely sofa.

You bought this TV.

And suddenly now it's due in two years, but you don't have any money to pay for it.

And so, okay, well, we've lost two years of interest, but we're going to get you for-

playing the long game.

Three or four or five years they are playing the long game and okay it's unsecured debt it's a credit card type debt but I get emails and we have now a guide on it how do I pay off a credit card with an average salary so a lot of people are stuck on five to ten grand