Christina

So I actually started when we first got married 15 years ago. We just celebrated our 15th year anniversary.

So I actually started when we first got married 15 years ago. We just celebrated our 15th year anniversary.

And so our first year, you know, I'm actually not originally from here. So we knew each other in person from before. And then when I moved here, it was really the first time we did anything together. And we got married in July of 2008. And it was, you know...

And so our first year, you know, I'm actually not originally from here. So we knew each other in person from before. And then when I moved here, it was really the first time we did anything together. And we got married in July of 2008. And it was, you know...

And so our first year, you know, I'm actually not originally from here. So we knew each other in person from before. And then when I moved here, it was really the first time we did anything together. And we got married in July of 2008. And it was, you know...

great year to get married so we pretty quickly figured out that you know our finances will need some improvement pretty quickly we had a little bit of debt I grew up living pretty frugally and so we had some arguments and by the end of that year we knew we sold the car that he had some debt on and then when I got a job we actually paid all of our debt

great year to get married so we pretty quickly figured out that you know our finances will need some improvement pretty quickly we had a little bit of debt I grew up living pretty frugally and so we had some arguments and by the end of that year we knew we sold the car that he had some debt on and then when I got a job we actually paid all of our debt

great year to get married so we pretty quickly figured out that you know our finances will need some improvement pretty quickly we had a little bit of debt I grew up living pretty frugally and so we had some arguments and by the end of that year we knew we sold the car that he had some debt on and then when I got a job we actually paid all of our debt

Our biggest issue was the underwater mortgage for the townhome that was purchased in 2007. So, you know, we were kind of bopping along for a couple of years. Then we had kids and I ended up staying at home. It was pretty tight. And we were still kind of trying to figure out what are we going to do about the house eventually. This has still not come up to the value that it was.

Our biggest issue was the underwater mortgage for the townhome that was purchased in 2007. So, you know, we were kind of bopping along for a couple of years. Then we had kids and I ended up staying at home. It was pretty tight. And we were still kind of trying to figure out what are we going to do about the house eventually. This has still not come up to the value that it was.

Our biggest issue was the underwater mortgage for the townhome that was purchased in 2007. So, you know, we were kind of bopping along for a couple of years. Then we had kids and I ended up staying at home. It was pretty tight. And we were still kind of trying to figure out what are we going to do about the house eventually. This has still not come up to the value that it was.

And at some point we got an email from our church. We go to Woodstock City Church. introducing Financial PC University. And in there, I was like, ah, you know, I'm pretty frugal. I keep my budget, you know, after the fact, I got on the track of what was spent. But it said, it will show you how you can buy and sell a house. So I'm like, you know, why don't we take this class?

And at some point we got an email from our church. We go to Woodstock City Church. introducing Financial PC University. And in there, I was like, ah, you know, I'm pretty frugal. I keep my budget, you know, after the fact, I got on the track of what was spent. But it said, it will show you how you can buy and sell a house. So I'm like, you know, why don't we take this class?

And at some point we got an email from our church. We go to Woodstock City Church. introducing Financial PC University. And in there, I was like, ah, you know, I'm pretty frugal. I keep my budget, you know, after the fact, I got on the track of what was spent. But it said, it will show you how you can buy and sell a house. So I'm like, you know, why don't we take this class?

So when we went and took the class, I was like, you know, where have y'all been before? So we did quite a few, um, things followed quite a few things. Um, one of them was, um, we immediately refined that house to a 15 so that we could start paying, um, down the, the, the, what we owed on it. And, um,

So when we went and took the class, I was like, you know, where have y'all been before? So we did quite a few, um, things followed quite a few things. Um, one of them was, um, we immediately refined that house to a 15 so that we could start paying, um, down the, the, the, what we owed on it. And, um,

So when we went and took the class, I was like, you know, where have y'all been before? So we did quite a few, um, things followed quite a few things. Um, one of them was, um, we immediately refined that house to a 15 so that we could start paying, um, down the, the, the, what we owed on it. And, um,

from the seven percent interest rate yes i had been paying on yes so i bought it essentially our payment stayed the same but you know more was going yeah she went down to what a three uh it was a four right around four at the time in um 20 it was 2013 um and so yes 2013 i contacted one of the lps we loved her lindsey has um a shout to her she came out because we knew we couldn't sell the house right away so she showed us what to do you know it's just uh

from the seven percent interest rate yes i had been paying on yes so i bought it essentially our payment stayed the same but you know more was going yeah she went down to what a three uh it was a four right around four at the time in um 20 it was 2013 um and so yes 2013 i contacted one of the lps we loved her lindsey has um a shout to her she came out because we knew we couldn't sell the house right away so she showed us what to do you know it's just uh

from the seven percent interest rate yes i had been paying on yes so i bought it essentially our payment stayed the same but you know more was going yeah she went down to what a three uh it was a four right around four at the time in um 20 it was 2013 um and so yes 2013 i contacted one of the lps we loved her lindsey has um a shout to her she came out because we knew we couldn't sell the house right away so she showed us what to do you know it's just uh