Clay Travis

So I've been on both sides.

I also think that some of the credit card stuff that they do – I actually got hit by this once when I was in my 20s.

They would change the due dates.

Oh, yeah.

Kind of arbitrarily.

So I'm just going to be clear.

The credit card companies have engaged in predatory behavior.

That has happened.

That has been a real thing in recent years.

They have had to be... They have had to be told, stop acting like a loan shark mobster, okay?

Moving the due date around...

in the hopes that somebody's auto payment is then late, and then they can hit you with the 30% APR.

That's a scumbag, honestly fraudulent move, like it's fraud to do this, and the credit card companies had to get slapped with that.

So they're not the good guys.

I'm not taking them to the good guys.

But what Ted Cruz says is also true.

If people need access to credit, what are you going to do?

You get into this moral hazard thing.

What do you do if somebody needs to have an emergency $1,000 that they can go to on their credit card for whenever something comes up?

What are you going to do?