Clay Travis
👤 SpeakerAppearances Over Time
Podcast Appearances
I've always been very... Look...
I'm going to be honest with you.
He's a competitor on radio.
I love the Dave Ramsey approach on this.
I'm very, you know, pay cash when you can.
Do not carry a balance.
The whole point is the discipline.
It's supposed to be hard.
It's supposed to be frustrating that you can't buy the jet ski right now.
Okay?
You save.
You figure it out.
You get there the right way.
You don't go buy that Firebird or that, I don't know, Ford Mustang that goes vroom, vroom, vroom, super loud and pay like a 20% APR on the money.
These are bad decisions, okay?
They're bad decisions.
So at some point or at some level, you want people to be disincentivized from doing some of these things.
A high APR does that.
But I'm just saying, I also understand this.
Why is it non-dischargeable?