Dad

Okay.

Here we go.

Here we go.

Here we go.

First of all, directness, direct honesty is the best policy. Tell your friends that you can't afford to go out and play their games. I'd love to, but I do have student loans. I have responsibility. I've got to think about the future, and I have no one else providing for me, and I can't afford to do it. I'd love to.

First of all, directness, direct honesty is the best policy. Tell your friends that you can't afford to go out and play their games. I'd love to, but I do have student loans. I have responsibility. I've got to think about the future, and I have no one else providing for me, and I can't afford to do it. I'd love to.

First of all, directness, direct honesty is the best policy. Tell your friends that you can't afford to go out and play their games. I'd love to, but I do have student loans. I have responsibility. I've got to think about the future, and I have no one else providing for me, and I can't afford to do it. I'd love to.

I have a friend that was very much like this, all self-educated, as far as paying for college. Everything that this person did was on their own and hung out with people that had a lot of money. And this person was actually kind of, before I got to know the person better, sometimes talk behind their back on how cheap the individual might be.

I have a friend that was very much like this, all self-educated, as far as paying for college. Everything that this person did was on their own and hung out with people that had a lot of money. And this person was actually kind of, before I got to know the person better, sometimes talk behind their back on how cheap the individual might be.

I have a friend that was very much like this, all self-educated, as far as paying for college. Everything that this person did was on their own and hung out with people that had a lot of money. And this person was actually kind of, before I got to know the person better, sometimes talk behind their back on how cheap the individual might be.

And I would look at it, and I had clarity when I saw this. I go, this person is being unfairly judged. This is not being over-frugal, which is nothing wrong with that. It's actually being responsible. And the other people had no clue because a lot of their money was given to them through inheritance or whatever, so forth. And it was really, really, really shitty. And I didn't like it.

And I would look at it, and I had clarity when I saw this. I go, this person is being unfairly judged. This is not being over-frugal, which is nothing wrong with that. It's actually being responsible. And the other people had no clue because a lot of their money was given to them through inheritance or whatever, so forth. And it was really, really, really shitty. And I didn't like it.

And I would look at it, and I had clarity when I saw this. I go, this person is being unfairly judged. This is not being over-frugal, which is nothing wrong with that. It's actually being responsible. And the other people had no clue because a lot of their money was given to them through inheritance or whatever, so forth. And it was really, really, really shitty. And I didn't like it.

Not that I didn't like the person they were making fun of. I didn't like the behavior that these people were doing.

Not that I didn't like the person they were making fun of. I didn't like the behavior that these people were doing.

Not that I didn't like the person they were making fun of. I didn't like the behavior that these people were doing.

So it was very frustrating to see how these people treated this individual. And it made me have effectively, I even got bitter to some of the conversationalists on this thing. You got to definitely be very honest with them and say, it's not that I'm being cheap. Not that I don't want to go. I can't afford it. I have loans, I have a job that doesn't pay me enough to do this.

So it was very frustrating to see how these people treated this individual. And it made me have effectively, I even got bitter to some of the conversationalists on this thing. You got to definitely be very honest with them and say, it's not that I'm being cheap. Not that I don't want to go. I can't afford it. I have loans, I have a job that doesn't pay me enough to do this.

So it was very frustrating to see how these people treated this individual. And it made me have effectively, I even got bitter to some of the conversationalists on this thing. You got to definitely be very honest with them and say, it's not that I'm being cheap. Not that I don't want to go. I can't afford it. I have loans, I have a job that doesn't pay me enough to do this.

And I just hope you guys will just get off my back and realize I'd like to do it, but I can't right now. And it's that simple. Also, I think that regarding your loans, I think that there's some advisors, financial advisors that specialize in student loan refinancing and even some of the forgivenesses in some of this stuff.