Dave Chilton

that he's going to be the first person to live forever.

Initially, I laugh, but I'm actually starting to get concerned he may pull it off.

He's in pretty good shape still?

Yeah, he thinks he is.

Mentally, he's starting to lose it a little bit, but he doesn't recognize that.

Going back to delaying CPP, you and I are in full agreement there, and I find most experts who study this are, yet most Canadians are still taking it as early as they possibly can.

Where's the disconnect?

The stigma's gone.

It becomes acceptable.

It's embraced.

Yeah, I agree.

No, I think that's exactly what's happening now.

And also all of these platforms out there, we're finally getting Canadian podcasts and you're seeing more people interviewed.

authority voices like your own and so the word is spreading a little bit there's more fee only advice only financial planners they tend to go that route and use rsp meltdowns we'll talk about in a few moments now it's interesting on the oas front there you have a lot of people say look you can make the same compelling mathematical argument but there's a higher risk the government's going to make changes to oas

The clawback level, for example, could be pulled down and maybe your best to take it when you can get it.

What's your thinking there?

Yeah, it's fully funded and in great shape, actually.

And I've said this on another podcast, but I had a friend of mine, he was looking at RRSP meltdown strategies and whether to delay CPP.

And he started talking about the OAS clawback.

And he said, I've got $22 million in my RRSP.