Dave Ramsey

Number four, you have to do all the freaking work and you're getting ready to add 25% of the workload going from three to four.

and you have a two-year-old.

Very dangerous.

So that's what I meant by I don't know if you've been around as much.

I'm not trying to be mean to you.

I just think that all you have seen in this is the upside.

You've not considered any of the downsides, and that's the way I was in my 20s, and it's what caused me to go broke.

And so now I'm always looking.

I'm not a negative thinker.

Like I said, I own hundreds of millions of dollars of real estate.

I love real estate, but I have low hassle real estate.

I don't own a single Airbnb, and we've got enough residential.

I easily could do that, but we don't want to screw with it.

It's just too dadgum much work for the money, too much drama for the money.

And so we'd rather make the money a little slower and with a lot less hassle factor, and we don't borrow money.

100% of our real estate is paid for.

I don't borrow money to buy real estate.

So I'm a fan of...

the category of real estate.

But after that, I've kind of given you some things to think about.