Dave Ramsey

Um, so until you've thought through all of those things and make sure that you've decided how you're going to own, what ownership vehicle you're going to own this in with someone that you're not married to, Oh, real dangerous.

Um, you know, that, that

you get yourself in all kinds of messes here.

And I think that's what the bank is smelling.

And that's why they're wanting a huge downstroke.

Um, but, um, you know, a good way to look at any business opportunity to James is to scale it in your mind.

And if it doesn't scale, then don't grow it.

Meaning if it works for 40 Airbnbs, we might do four.

Um,

If it works for four but not five or not ten, then maybe we shouldn't do four.

Why is that?

Well, because the idea is not scalable to where you get out of being the maintenance man.

And pretty soon you're going to go, I want to quit my job and be Mr. Airbnb.

Right.

And that's not scary.

Yeah.

Apple decides they're not going to support the app anymore.

That's right.

With 13 point whatever.

Oh, my crap.