Dave Ramsey

You kind of knew that was coming.

If you didn't see it coming, there's something wrong with you.

It gets hot there in the summer, and so...

What I'd do if I were in your shoes, giving you the outline I just gave you, the best way to build wealth is to avoid payments and you need an air conditioner.

I would sell the motorcycle.

I'd take $5,000 of my $12,000 and I'd buy a $10,000 car for cash.

And have no payments.

That's a pretty good idea.

That's why I have a show.

Or my other idea was...

just thug it out with the motorcycle and then use what I would be making if I were to take out a car loan and just invest it in an index fund and then just let it grow.

I'm sorry, you mean borrow on a car so that you can invest?

No, no, no.

I'm saying like instead of getting the car like I originally thought about doing.

Oh, just stick it out and just be sweaty.

Just be sweaty and then just keep using the money like the $500 to $700 I would be making for that car payment.

Yeah, you're not going to have a car payment, though, because you're going to pay cash for a $10,000 car.

Right.

Yeah.

Well, but then that would deplete a lot of my savings.