Dave Ramsey

So your fear is, I think your fear is justified, but it's not justified enough to stay in debt.

How much money have you got in savings?

Right now, about $15,000.

Okay, so wait a minute.

We have $25,000 in debt.

We're not in debt for a year.

If you put $14,000 towards the $25,000, that's only $11,000 left.

You should be done in like three months.

Okay.

What I would do is I would throw everything at the debt, and that leaves you $11,000 worth of debt.

You make $8,000 a month, and I would be done with the debt in three months.

You don't need to keep stacking this emergency fund.

You need to start killing this debt, man.

Dude, you're acting like this is a 30-year problem.

It's a 90-day problem.

I mean, when the leaves turn green, you're going to be done.

One of our favorite things is hearing people share their stories of how they're winning.

We just heard this from Claire and Winston fan quote.

This is me and my husband's third month budgeting with every dollar and we're amazed at how much money we found.

We went from feeling like we were living paycheck to paycheck to finding an extra $3,500 in margin each month to put towards our debt.