Dave Ramsey

Don't be, most people.

You work way too hard to be broke and feel broke, and you deserve to have something to show for it.

That's why we built the Every Dollar Budget app.

It gives you a personalized plan for your money that shows you how to free up extra money every month and use it to beat debt and build lasting wealth.

Plus, you get real coaches guiding you through your plan step by step.

Look, most people hearing this will just keep hoping something changes, but not you.

You're ready to make change happen, starting now.

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Brought to you by the EveryDollar app.

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Normal is broken.

Common sense is weird.

So we're here to help you transform your life.

From the Ramsey Network and the Fairwinds Credit Union Studio, this is The Ramsey Show.

I'm Dave Ramsey.

Jade Walshaw is my co-host today.

Ramsey personality, number one best-selling author.

Our phone number here is 888-825-5225.

The call is free, and some say the advice is worth exactly what you pay for it.

Sean is in Fargo, California.