Dave Ramsey

And you can save and invest it, and you should.

All three are good for your character.

They're good for your psyche.

They're good for your spiritual walk.

All three are good for the math.

All three cause you to have a high-quality person and be a person that someone listening would want their daughter to date.

A trust fund baby who put life on hold waiting on an inheritance 20 years from now is not someone I want my daughter to date.

This is not a man with big, broad shoulders.

One definition of maturity is learning is the emotional ability to delay pleasure.

That's one of the definitions.

And so, yeah, I want that for you, not because of the money or the math or not because you're going to need money.

You may or may not need money.

If this comes through, you're not going to need money.

But I want it for who you become as a person, as a man, as a woman, if you're out there listening, who you become while you get out of debt, who you become while you sacrifice and work extra to clean up a mess, who you become in your marriage and in your relationship, what your relationship looks like because we struggled together and we both put our shoulder to the wheel and pushed together.

Who we become is more important than what we end up with mathematically.

And so I don't want you to be atrophied and, you know, from lack of use of your lack of maturity that you grow into.

So, no, I would pretend like that money is not coming instead of using it as a demotivator.

And still enjoy.

I mean, I'm not saying don't spend and enjoy money.

We always say do that.